November 2009
Just wondered if those in the backroom with experience of using classic car/limited mileage policies whether they are significantly cheaper than normal insurance companies for all types of driver or is it swings and roundabouts?
I am a late 30s London dweller who hasn't had insurance for 15 years...and not owned a car in that time. So no insurance history whatsoever.
Have been mulling over getting something like a reasonable nick BMW 5 series from early 1990s or similar Merc 260E as a sunday afternoon drive type car as I progress into middle age. something not necessary quick but very smooth and relaxing to drive.
So is it going to be daft to call up a classic car broker as effectively a newbie wanting a limited mileage policy - is the idea that classic car insurance is only cheap if you have an insurance history and regular use of a normal car elsewhere?
I am trying to think of excuses not to get too serious about this growing interest in something old, solid and German. Read more
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Classic car policies I've had always insisted on you having the use of another car. The wriggle might be to get a scooter and get that in your name and insured. Scooters can be bought for £300 and insured for about £75, and living in London I'd guess that a scooter as your "main" vehicle would give you a good chance of getting a classic policy.