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What is the cheapest Classic Car Insurance for a Subaru Impreza?

What a gloriously garish time the early 2000s were. Japanese saloons with lairy bodykits ruled the high-performance saloon car market and were lusted after by the readers of Max Power. Not content with doing battling in the World Rally Championship, Subaru and Mitsubishi also went head to head on the forecourts. Back then, a terrible stereo complete with graphic equalizer attached to a 300bhp turbo-charged saloon cost you about £30k .. and that was just the petrol. Terrifyingly, you can now pick them up for £10k or less, but will you able to afford the insurance? 

Can I get it on a classic policy?

The Subaru Impreza qualifies for a classic car policy with most insurers.

What are the benefits?

As well as being with a specialist insurer, a classic policy will often offer benefits such as limited mileage discounts, free European cover, agreed valuation and club member discounts

How much are they worth?

Non-turbo, non-STI examples can be picked up for less than a grand, but if you want a snorting 300bhp plus monster with bodykit and squirty intercooler thingy you're going to pay more than £8k. Which is still cheap when you think that money doesn't even get you a Mk1 Golf GTI these days...

What to look for when buying one?

Damage and owner modifications are the biggest threat to Impreza ownership. Their tail-happy manner means many will have found their way into a hedge on the odd occassion. If they've not been buggered about with and have been regularly serviced, the mechanicals go on for ever.

How can I lower the cost of my insurance

Insurers often offer discounts if you’re a member of a classic car club. When it comes to the Subaru Impreza, one of the well known is uk.subaruownersclub.com. You could also get yourself a discount by keeping the miles down. If you've recently passed your test, consider taking a PassPlus, IAM or other driver qualification - some insurers will chip a bit off your premium if you do. Keeping your car garaged is also another good idea.

What about modifications?

Always tell your insurer about any modifications to the vehicle - some modifcations such as security systems or tracking devices can reduce your premium. But if your insurer knows your car is modified, you'll most likely get like-for-like cover so you won't be out of pocket if you need to make a claim.

Insurance quotes

The following fully-comprehensive insurance quotes are based on a Subaru Impreza WRX STI Type UK (265) owned by a 40-year-old Cambridgeshire-based man in full time employment. He is named driver on another car and has clean UK licence. Mileage is limited to 3000 a year and the car is kept garaged overnight.

Insurer Annual Premium
Flux Direct* £414.02*
Performance Direct £748.29
Grove & Dean* £788.31*
Entire £2087.68

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