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Does Hagerty offer classic car insurance?

Does Hagerty offer classic car insurance?

If you’re in need of classic car insurance, UK specialists Hagerty may be able to help.

What kind of insurance does Hagerty offer?

Hagerty is one of the few dedicated classic car insurers in the UK; in fact it can offer insurance on a broad range of older vehicles including pre-1950 vintage and even pre-1910 veteran cars, historic racing cars and pre-1980 classic motorbikes.

What kind of classic insurance is available?

As a specialist, Hagerty has a comprehensive range of policies to suit a variety of requirements. For classic cars, Hagerty offers the policies you would expect such as agreed value, laid-up cover and discounts for club membership in some circumstances, but it goes further with features like European touring cover, event and rally cover and even a salvage retention option in the event of a total loss.

Hagerty also offers policies to suit the kind of usage that a classic car is more likely to see than a regular daily driver. As an example, it offers transit and overseas shipping insurance to protect your car against damage or theft during movement by air or sea. And should you be fortunate enough to be in possession of a classic worth more than £250,000 or a collection worth in excess of £500,000 Hagerty offers Private Client Services, which means you receive a personally-assigned account executive and an in-house claims department.

What kind of car qualifies as a classic?

Hagerty is one of the more specific insurers when it comes to what does and does not qualify as a classic car. In its own terms it defines classic cars as those built between 1951 and 1970; 1911 to 1950-built cars are deemed vintage, pre-1910 as veteran and 1971 to 1990 as modern classic. Certain post-1990 vehicles may qualify as future classics but these have to be concept cars or very limited edition to be eligible. Hagerty is equally specific when it comes to what is excluded, such as Pro-street modified vehicles, regular use cars, caravans, and possibly to the annoyance of some TVRs after 1980.

How do I get a quote from Hagerty?

The Hagerty website offers a quick premium calculator feature where you fill in the age of your vehicle, its value and annual mileage to get an instant approximation of your annual premium. It also has a handy vehicle valuation tool so you can get an up-to-date figure for your vehicle, but to get an accurate policy premium Hagerty recommends you call directly.

Hagerty*  Hagerty _CCI_black _registered _with Icon

Like almost all insurers these days you can get a quote from Hagerty by visiting their website and filling in the relevant forms*, but the firm says to get the very best rates you should call them directly and speak to their knowledgeable staff who are well-versed in providing quotes for classic cars. You can even fill in a ‘call me’ form* with some details and a representative will call you back at a convenient time.

Hagerty can be contacted on: 0333 3231138

How much does insurance from Hagerty cost?

As with any insurance quote, many factors influence the final figure, particularly with classic car insurance where the valuation of a vehicle can vary on its age and condition. The below examples are based on a limited mileage policy with the recommended excess figure.

 

1995 VW Corrado VR6

£5,000

1973 MGB GT V8 £28,000

45 year old

£313*

£228*

How do I make a claim?

Hagerty has dedicated phone lines in operation 24 hours a day 7 days a week, with specific numbers depending on your policy, whether you are calling from the UK or EU or require breakdown and recovery assistance. You can find more deatails here.

Ask HJ

Where can I get an agreed value insurance policy for my 12-year-old Mazda MX-5 Limited Edition?

I have a 12-year-old Mazda MX-5 Limited Edition, one of only 300 made and in excellent condition. Value? It is currently insured with NFU with Protected No-Claims - renewal just received is £516.84. I only do about 1,500 miles a year in it and it is garaged. I am aware though of the good reputation of NFU. Should I get a cheaper quote? I am also wondering if it would be better on a classic car insurance. Any advice please, and any insurer you would recommend?
Time to check out an agreed value classic policy with one of these: www.classicowners.co.uk or www.footmanjames.co.uk or www.hagertyinsurance.co.uk or www.theopenroad.co.uk . To get an agreed value you will have to join the club and get it valued by the club: www.mx5oc.co.uk (JB later emailed to tell me he has insured with Hagerty on a classic car policy for £209pa.)
Answered by Honest John
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