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Does It’s Classic Car Insurance offer classic car insurance?

What kind of insurance does It’s Classic Car Insurance offer?

Happily the people behind It’s Classic Car Insurance* didn’t select the company name in order to play an elaborate practical joke; they do offer classic car insurance. In fact It’s Classic Car Insurance say their experience as a broker in the industry plus the fact they use a wide range of brands and underwriters mean they can offer highly competitive premiums.

What kind of classic insurance is available from It's Classic Car Insurance?

As a specialist broker It’s Classic Car Insurance* can cater to the different requirements of the classic car owner, otherwise a regular insurance policy would be just fine. As well as the usual levels of cover including third party, TPF&T and comprehensive, It’s Classic Car Insurance can offer a ‘laid up’ policy suitable for cars that are SORN and cover no mileage, providing peace of mind in case of theft, accidental damage or fire.

As with the majority of classic car insurance policies the key difference is a lower than average annual mileage. It’s Classic Car Insurance say less than 5,000 miles a year is typical, but some of the insurers they use may be able to cater for greater mileages or even business use. The largest discounts come with annual mileages of 1,500 miles or fewer. Agreed value policies are also available so if the worst happens any payout will reflect the true value of your vehicle.

What kind of car qualifies as a classic?

As a general rule for It’s Classic Car Insurance*, a classic is regarded as any car that is 15 years old or older and has a minimum value of £1,500, although this may vary depending on the provider. It is also worth noting that It’s Classic regard cars built before 1930 as vintage, which may attract different premiums as a result.

How do I get a quote from It’s Classic Car Insurance?

The It’s Classic Car Insurance website offers a simple form to obtain a number of quotes for comparison, and it takes just a matter of a few minutes to get comparable results. It’s Classic Car Insurance also have a direct phone number so you can talk through your needs with an experienced operator. 

It's Classic Car Insurance  Its Classic

Like almost all insurers these days you can get a quote from It's Classic by visiting their website and filling in the relevant forms, but the firm says to get the very best rates you should call them directly and speak to their knowledgeable staff who are well-versed in providing quotes for classic cars. You can even fill in a ‘call me’ form with some details and a representative will call you back at a convenient time.

It's Classic can be contacted on: 01708 606254

How much does insurance from It’s Classic Car Insurance cost?

As with any insurance quote many factors influence the final figure, particularly with classic car insurance where the valuation of a vehicle can vary on its age and condition. The below examples are based on a limited mileage policy with the recommended excess figure.


1995 VW Corrado VR6


2012 Mazda MX-5 2.0 Sport £10,000

1973 MGB GT V8 £28,000

45 year old





How do I make a claim?

It’s Classic Car Insurance recommend that in the event of making a claim you call them directly in order that you receive the correct advice and be advised of the correct steps to take in order that your claim is resolved as quickly as possible.

Ask HJ

If I claim on my classic car insurance, will it affect my other insurance policy?

Will a claim on my classic car insurance policy affect my other car insurance policy?
Yes, it will. You need to notify any prospective or current insurer of any claim you have made on policies you have covering motor vehicles.
Answered by Tim Kelly
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