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What is the cheapest Classic Car Insurance for a Audi TT?

It's a deisgn icon and a rapidly appreciating modern classic - the Audi TT is perfect if you want something for high days and holidays. Okay, so it might not be the most sure-footed and involving drive (and it certainly wasn't Audi's best-built car) but it is still glorious to look at an a fine place to spend a Sunday afternoon.

Can I get it on a classic policy?

Mk1 Audi TTs are considered classics by most insurers.

What are the benefits?

As well as being with a specialist insurer, a classic policy will often offer benefits such as limited mileage discounts, free European cover, agreed valuation and club member discounts

How much are they worth?

When it comes to Mk1 Audi TTs, expect to pay around £6000 for the very best example from a dealer, while you should find a similar car in the classifieds for just over £5000. One that still needs a few jobs doing should be about £3500, while a runner in need of some TLC could be about £1500 . 

What to look for when buying one?

While the 1.8-litre turbocharged engine is pretty reliable, it needs to be well looked after - and that means a new cambelt and tensioners at 80k. It's not a cheap job, so check the history file. Of course, it's an even more expensive job if the engine goes...

How can I lower the cost of my insurance

Insurers often offer discounts if you’re a member of a classic car club. When it comes to the Audi TT, the Audi TT Owners' Club (www.ttoc.co.uk/) is widely recognised by most insurers. You could also get yourself a discount by keeping the miles down. If you've recently passed your test, consider taking a PassPlus, IAM or other driver qualification - some insurers will chip a bit off your premium if you do. Keeping your car garaged is also another good idea.

What about modifications?

Always tell your insurer about any modifications to the vehicle - some modifcations such as security systems or tracking devices can reduce your premium. But if your insurer knows your car is modified, you'll most likely get like-for-like cover so you won't be out of pocked if you need to make a claim.

Insurance quotes

The following fully-comprehensive insurance quotes are based on a £3500 1999 Mk1 Audi TT Quattro Sport 1.8, owned by a 40-year-old Cambridgeshire-based man in full time employment. He is named driver on another car and has clean UK licence. Mileage is limited to 3000 a year and the car is kept garaged overnight.

Insurer Annual Premium
Fluxdirect £232.72
Performance Direct £460.64
Grove & Dean £500.66
Lancaster £534.36
Entire £554.42

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