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What is the cheapest Classic Car Insurance for a Porsche 944?

It might look like a beefed up 924, but the 944 was so much more than that. Gone was the Audi van engine, replaced by a new 2.5-litre slant-four engine developed from the 928's V8. It looked great, too - lines were smoother and the car was actually able to make its on-road presence felt. And then there was the performance and handling... which was sensational. Deservedly, the 944 went on to outsell the 924 and was enough to keep Porsche going through its tough years 1980s.

Can I get it on a classic policy?

The Porsche 944 is considered a classic by most insurers.

What are the benefits?

As well as being with a specialist insurer, a classic policy will often offer benefits such as limited mileage discounts, free European cover, agreed valuation and club member discounts

How much are they worth?

The most desirable Porsche 944 is the Turbo Cabrio. Expect to pay around £30k for a good example from a dealer, while you should find a similar car in the classifieds for just over £25k. One that still needs a few jobs doing should be about £17k, while a runner in need of some TLC could be under £10k. 

What to look for when buying one?

Rust is the main killer of 944s. So check the sills and lower front wings for rust. You'll also want to check for accident damage - look for poor repairs or uneven panel gaps.

How can I lower the cost of my insurance

Insurers often offer discounts if you’re a member of a classic car club. When it comes to the Porsche 944 one of the biggest clubs is Porsche Club GB. You could also get yourself a discount by keeping the miles down. If you've recently passed your test, consider taking a PassPlus, IAM or other driver qualification - some insurers will chip a bit off your premium if you do. Keeping your car garaged is also another good idea.

What about modifications?

Always tell your insurer about any modifications to the vehicle - some modifcations such as security systems or tracking devices can reduce your premium. But if your insurer knows your car is modified, you'll most likely get like-for-like cover so you won't be out of pocket if you need to make a claim.

Insurance quotes

The following fully-comprehensive insurance quotes are based on a Porsche 944 Lux owned by a 40-year-old Cambridgeshire-based man in full time employment. He is named driver on another car and has clean UK licence. Mileage is limited to 3000 a year and the car is kept garaged overnight.

Insurer Annual Premium
Flux Direct* £81.00*
Lancaster* £202.40*
Entire £502.20

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