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How much is my Ford Mondeo Mk1 worth?

My insurance company has asked me for the value of my car, a 1997 Ford Mondeo with 65,000 miles on the clock. I have a valid MoT and it has been serviced every year. I have no idea what to say, I suspect somewhere between a shilling and a guinea. It is in good nick and my wife uses it for her shopping trips and not much more, so it gets a regular run and works fine. It costs me a whole lot more in taxes, insurance and servicing than the thing is worth, and I have a plan in mind to wean her off the thing this coming year. In the meantime, I need to give the insurance company some idea of its value. What do you advise?

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It sounds like yours is a Mk1 Mondeo - although it's hard to know if it's pre- or post-facelift. While Mondeos are disappearing at an alarming rate, values are yet to take off (unless it's one of the high-performance models). We can never value a specific car, but we can give you a guide. Projects are about £200 while non-sport originals are roughly £600-£700. If you want a price that your insurer will accept for an agreed valuation, it's probably best to speak to one of the many Ford clubs.
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