Selling your classic car? It's FREE to list your car on Honest John Classics | No thanks

My insurance won't cover all the fire damage to my classic Ford Prefect - why?

I have a 1952 Ford Prefect insured third party, fire and theft. A fault in the trafficator caused the loom to short. The dash, headlining, door card, front carpet, steering wheel and driver's seat are burned. The insurance engineer said the loom chafed so is not covered (the item that starts the fire is not covered). The items covered are the front piece of carpet, one seat cover etc. I thought that a car would be returned to its pre-accident condition. Can half a car carpet be bought?

Asked on 9 September 2010 by michaelcarroll

Answered by Honest John
If the problem was caused by the poor condition of the car then it would not be covered.
Similar questions
Recently, I had an issue with my Volvo V50's fuse box/electrics smouldering causing smoke to enter the cab and the fire brigade being called. The car is now a write off and the insurance company will not...
My wife's 2010 BMW 118d Coupe automatic caught fire under the bonnet last week and completely burned out. Fortunately, she evacuated in time and called the Fire Brigade, but the car is a write off. It...
My vehicle has today been deemed a write off after an arson attack outside my house a couple of weeks ago. The perpetrators have not been found and, as a result, my insurance premium has doubled to £1110...
 

Compare classic car insurance quotes and buy online. A friendly service offering access to a range of policies and benefits.

Get a quote