Will a claim on one insurance policy affect the premium on another?

I have two cars on separate insurance policies. One car was written off, this was my fault. This is my first accident in 57 years of driving and the insurance companies are loading the new premium drastically...

My vehicle is being replaced after a non-fault write-off, but there a very few of this model available. Can I pay extra and upgrade?

After a long disjointed process my car was written off. The policy in my insurance states if the vehicle is less than one year old it will be replaced with a new similar make and model. Due to the current...

My car was damaged in a car park - will I lose my no claims bonus?

I was in a car park park and drove over a chain which was flat on the floor. The chain flicked when the back wheels went over and damaged the car back bumper. The security admitted the was their mistake...

Does an expired MoT invalidate car insurance?

My father had a car accident last year – his fault. He hit a motorcyclist, the motor cycle was a mess so I am guessing the motor cyclist claimed for a new motor cycle and for his injuries. Additionally...

How do I claim after a hit-and-run collision?

Could you please advise me on how I should proceed following a hit-and-run incident? Last July my car, waiting legally at the side of a road, was hit. I was in the car. The whole incident was caught on...

Damage caused to vehicle by a bin in high winds - who should pay?

My car has recently been struck by a bin. It was left at the roadside and was blown into the path of my car in high winds. It has caused severe damage to the front of my car. Cracking the bumper, grille...

Garage has damaged my car's windscreen - what should I do?

I bought a Peugeot 3008 from a dealer about six months ago. The car developed a problem recently and the dealer agreed to fix it last week. However, after collecting my vehicle, I noticed a big chip on...

Car hit by falling roof tile - who pays for the repair?

A theoretical question, if roof a tile falls off a neighbour's roof, say during a storm, and damaged my car (parked on my drive), who is liable? Would it be the neighbour's house insurance or my car insurance?

I have slight damage to my car after a scrape. Should I inform my insurance company?

Trying to get through a narrow gap to get off a garage forecourt, I scraped my car against the bumper of a large lorry. No damage at all to the lorries bumper, but I have a slight depression in the rear...

How are car insurance write-off pay-outs calculated?

My car was written-off a few weeks ago. The other person has admitted liability and their insurer has agreed to payout. Can you tell me how they will calculate the pay-out price?