Ask Honest John

Most recently answered insurance premiums questions
Can I list my wife as the main driver (which she is) even though the car insurance is in my name?
I had a no-fault accident which meant my car was written off and the insurers paid me a final settlement to cover the market value of the car. There were nine months of the policy left - should I also...
A car damaged my front bumper when it was parked without me in it. The other driver admitted fault and her insurance paid for all repairs. My insurance renewal had £30 added because of my ‘no fault accident'....
When I signed up with my insurance company, I estimated about 6000 miles in 12 months. It is about midway into the year, and I have done 5000 miles already. What is the implication of going above the 6000...
Why do insurers charge a higher premium if your car is kept in a locked garage?
I have a classic car on a specialist insurance policy and a normal car on a standard policy with another company. I had an accident abroad two years ago in the classic resulting in a large repair bill....
Is it permissible for me to buy a car for my son and let him pay the insurance with me as a named driver?
I was hit on Sunday by a third party and as a direct result my car will be a total loss. The third party has admitted she is wholly liable and it is recorded as a non fault accident on my insurance policy...
Please would you consider leading a drive to make it illegal for insurance companies to penalise motorists by way of increased premiums for no-fault declaration of accidents? I feel you are ideally placed...
A few days ago I accidentally reversed my car into a neighbour's parked car, resulting is very minor damage to one of his car's rear wheel arches. My car was undamaged. I immediately notified my neighbour...
 

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