Ask Honest John

Most recently answered financial ombudsman service questions
I have had my insurance cancelled for doing 90mph in a 60mph zone. However, I know for a fact I have never sped to such as speed, I have also had no pre-warning of cancellation. Nor have I had any warning...
A black box has been fitted to my car and they have caused faulty wiring and now the airbags/seat belts are not working. The box company have offered to pay half, my insurance company have also offered...
My son has received nine fraudulent car insurance claims in the last month stating that he has been involved in accidents. It would seem that his details have been sold and are being used by fraudsters...
I was hit by a third party back in September and provided dash cam evidence to all insurance companies concerned. However, the claim hasn't been settled as liability hasn't been settled despite my insurance...
I informed my insurer of a claim for damage which I was 100 per cent responsible for as no one else was involved. The garage I bought the car from has kindly agreed to repair the damage at a reduced cost....
My car was stolen at the beginning of this month. The keys were on the seat as I was unloading. My insurance has said they will not pay out because of the keys. The car has not been found. My insurance...
My car was stolen and the insurance company accept it was a professional theft (non-keyless car taken without keys), however, they refuse to pay out after two months 'in case the car is found'. The police...
I missed my car insurance premium payment and I was charged a £30 penalty. Is it legal for an insurance company not to give grace periods on missed payments?
My wife had an accident and as a result the insurance company wrote the car off. I disputed this, but the engineer stuck by his decision. Having got the car back, I noticed that the engineer had over estimated...
My grandson has had his car insurance cancelled as they have said the black box showed that he was speeding. They have also kept £200 for a months car insurance - the original price is £6399. Is this legal?...
 

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