Why don't drivers negotiate on their insurance premiums?

I recently received my renewal notice for a 2002 Rover 75 at £393.97 for two named drivers (my wife and I), both retired. After a phone call, to the company, we agreed that by reducing the annual mileage,...

Why might my insurance company be offering their best premiums to me without haggling?

I was reading your column and noted your comments about insurance companies asking silly renewal quotes which then come down if you can be bothered to ring them. I have been with Direct Line for a while...

How can I reduce insurance premiums for my 18-year-old son?

I am at a loss at how to proceed. My 18 year-old son has just passed his driving test and no matter which approach I take, quotes are starting at around £4,000pa. I have tried multi-car policies (three...

Where can I get an agreed value insurance policy for my 12-year-old Mazda MX-5 Limited Edition?

I have a 12-year-old Mazda MX-5 Limited Edition, one of only 300 made and in excellent condition. Value? It is currently insured with NFU with Protected No-Claims - renewal just received is £516.84. I...

Why do drivers assume that no-claims discount protection means their premium will not increase after a claim?

Normal NCD goes: 30 per cent discount for your first claim-free year. 40 per cent for second year, 50 per cent for third and 60 per cent for your fourth year. But some companies have different scales....

Why did my insurance premium increase by £100 when I got married and took my husband's name?

I’ve just received a £429.57 renewal quote from 1st Central to re-insure my 2007 Suzuki Grand Vitara, kept on private property in Coniston, Cumbria. Having recently got married, the renewal also involves...

Are insurance companies taking advantage of the elderly and increasing their premiums?

There must be something seriously wrong in the motor insurance business when the following can be allowed to happen. My mother-in-law lives with us and is 85 years old. She has driven since 1968 without...

Why has my insurance premium increased by 40 per cent despite having protected no-claims discount?

I have just had my renewal notice from my insurance company who to date I have highly regarded. I am 64 years of age and up until last year had 46 years without a claim, but last year made a claim for...

Why do insurance companies offer lower renewal premiums via price comparison sites rather than directly?

I received by post a notice of renewal with a £350 premium from my insurer following my second year of cover. This was a £100 hike over the previous year. As usual, I surfed for competitive quotes and...

Why did my insurance premium increase when I removed my wife from the policy?

I have just spoken to two insurers concerning my motor renewal premium. As I own two cars and my wife never drives the car I am about to renew, it seemed to me that it would be worthwhile limiting driving...