Ask Honest John

Most recently answered no claims questions
How long is No Claims Discount valid for?
My partner had an accident with a German registered HGV in October 2015. My insurers, AXA, were given written statements and photographs at the time denying liability and empathised that the collision...
I've had my Mazda MX5 for 15 years and have no intention of parting with it, but the load/tow car to which I've had access when necessary will soon become unavailable. I have a mind to buy something cheap...
How much is my premium likely to go up following a minor at-fault bump?
I recently leased a second car and own a 2010 Hyundai i30 outright. I would like to give the i30 to my wife, but she only has a provisional licence. Should I retain both cars and simply add her to the...
I will be returning to the UK soon. Having only rented cars in the UK since 2008, what would be the best way to get back into the UK insurance market? I've had no claims when using insurance in other countries.
I was recently involved in an accident, with minor damage to both vehicles. As the car I bumped was in front of me, going round a big roundabout (French driver was lost and suddenly stopped in the traffic),...
While parked on the street, our car received damage to the rear light and bodywork but no details were left of the offending vehicle. Our insurance policy does not have no claims protection and the excess...
Should I take up the offer of insurance with no claims protection? Direct Line will do it for an extra £28.
I contacted my insurers to inquire about getting some vandalism repaired on my Range Rover, but it turned out the excess on my policy (which also has protected NCB) was more than the cost of repairs so...
 

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