Ask Honest John

Most recently answered no claims questions
I have two cars and my wife has one and we have significant NCD on all three vehicles. The discount has been earned separately in each case, and we are the only drivers on each car. Earlier this year,...
As an insurance broker for 30 years I can confirm that the practice of 'loading' the premium after a claim when you have a protected bonus is becoming more common and it needs to be challenged by the masses....
Re OG's letter in this week's motoring I think you express the same misunderstanding many people do. OG still receives the protected no claims discount he pays for, but the premium to which the discount...
I have owned and run a vehicle for the last four years and am glad to say that I have accrued 4 years' No Claims Bonus on my insurance. I now need to purchase a second vehicle in addition to the first....
In 2005 my motor insurer paid for repair to my car, which had suffered damage whilst parked in a French town. As there was no third party I forfeited my policy excess. In 2007 my car was rear end shunted...
My wife and I are thinking of using one car instead of two. It would mean me scrapping my reliable old Peugeot and be the second driver on my wife's insurance policy. What would happen a few years down...
Your readers, who like us, as parents, bought the Direct Line Named Drivers No claims Discounts for their children, may like to know that there are hidden problems if your named drivers go off on a Gap...
I recently parked my car and went to a meeting. On my return somebody had gone into the back of my car and dented it. Needless to say, no name and address had been left. I decided to claim through my insurance,...
 

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