What is the cheapest Classic Car Insurance for a Volkswagen Camper?
Whether it's a split or a bay window, an old Veedub bus is indeed a very cool thing. Volkswagen started work on its first commercial vehicle, and launched it three years later. It was a shape which launched a million campers, as well as a cottage industry to support them and a huge scene to enjoy them.
Can I get it on a classic policy?
The Volkswagen Type 2 is considered a classic by insurers.
What are the benefits?
As well as being with a specialist insurer, a classic policy will often offer benefits such as limited mileage discounts, free European cover, agreed valuation and club member discounts
How much are they worth?
Go for an split-screen and you'll be shelling out £65k for a very good one from a dealer, while a tatty 1970s camper will still set you back £5k. If you've got £10k to spend, you should be able to get a decent example of a late model Type 2.
What to look for when buying one?
Rust, rust and more rust. These Volkswagens can (and do) rust everywhere. To make things worse, there was a perfect storm of rotten examples and high demand, which meant that a lot of them were butchered and bodged to cash in the camper craze.
How can I lower the cost of my insurance
Insurers often offer discounts if you’re a member of a classic car club. When it comes to the Volkswagen Type 2 you have a few clubs to choose from, including the Volkswagen Owners' Club of Great Britain. You could also get yourself a discount by keeping the miles down. If you've recently passed your test, consider taking a PassPlus, IAM or other driver qualification - some insurers will chip a bit off your premium if you do. Keeping your car garaged is also another good idea.
What about modifications?
Always tell your insurer about any modifications to the vehicle - some modifcations such as security systems or tracking devices can reduce your premium. But if your insurer knows your car is modified, you'll most likely get like-for-like cover so you won't be out of pocket if you need to make a claim.
Insurance quotes
The following fully-comprehensive insurance quotes are based on insuring a Volkswagen Beetle Cabrio 1302S for a 40-year-old Cambridgeshire-based man in full-time employment. He is named driver on another car and has clean UK licence. Mileage is limited to 3000 a year and the car is kept garaged overnight.
Insurer | Cheapest annual premium |
Performance Direct | £78.62 |
Flux Direct* | £86.32* |
Lancaster* | £88.24* |
Grove & Dean | £108.64 |
Entire | £259.49 |
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