If a named driver makes a claim, does the policy holder lose their no claims bonus?

I share a car and the insurance covers the policy holder and a named driver. If the named driver makes a claim on the policy for an accident which was their fault, does the policy holder loose his no claims...

Do I have to tell my insurer if I go on a speed awareness course?

I'm waiting to find out if I’ve been caught speeding. If it’s a speed awareness course - which it should be as it was less than 80mph on a motorway and would be my first offence - would I have to declare...

If a company I buy insurance from was to go bust, what happens to my policy?

If a company I buy GAP Insurance from was to go bust, what would happen to the policy should I need to claim? Am I covered by FCA? Thanks

My daughter's car was stolen the night after another car in the same house. Why is the insurer refusing the claim?

Last Saturday night my daughter and her boyfriend had their house broken into. The thieves took two sets of keys, one for each car parked on the drive. They took his car. The police came round on the Sunday...

Can you recommend cheaper insurance?

Do you have a list of good car insurers? My premium has just been increased by 20% - which I think is rather unreasonable. No doubt you know of other insurance companies who are not quite so expensive.

In a three-car crash. Is it the third or second car responsible for the first car's damage?

My daughter picked up a used car today. On her way home, she stopped at a roundabout and a delivery van hit the car behind her - which pushed it into hers. Minor damage, details exchanged. If an insurance...

Do I need to declare an expired speeding offence to my insurer?

I have a speeding offence on my licence - which is due to expire in about two weeks. But it does not get removed until 202. I'm due to insure my car in a month, once my offence has expired, but do I still...

How do I claim for personal injury?

We were hit by a car from behind. The other driver has admitted liability but I don’t know whether I should claim on our insurance for personal injury because I don’t want my premium to go up for any reason....

I made a claim on my car. Do I need to tell the insurer for a car which I'm a named driver on?

My insurance on one car is due to renew shortly. It's a three-year fixed price deal. In January, I made a claim on my other car (mouse damage to engine wiring) with the same insurance company. I'm the...

A drunk driver using a stolen car hit our car - how do we claim?

My niece's car was crashed into by two drunk men. She located them in their vehicle and they bailed out into another vehicle and left. The owner of the abandoned vehicle appeared and states that they stole...