Do I have to accept a car insurance write-off value?

My car has been written off in an accident. The insurance have offered me £6,100. Should I accept this, as second hand equivalent cars retail at £7,995? The other party accepted responsibility.

Asked on 5 March 2022 by Rod Sinclair

Answered by Sarah Tooze
No, you don't have to accept the first offer if it doesn't seem reasonable. I would suggest you tell your insurer that there are equivalent cars being sold at £7,995 and provide evidence of this.
Similar questions
My car was a total loss and the liability was accepted by the other drivers insurance company but my insurance said the car was not worth the excess on my policy. As a result I have lost my car and need...
If a car is a Cat N how much should the car be reduced by?
Someone reversed into my car from a car park space as I was driving along and crashed into the side of my car. My insurance company have said it is a write off and that my finance company won’t accept...
 

Value my car

Save £75 on Warranty using code HJ75

with MotorEasy

Get a warranty quote

Save 12% on GAP Insurance

Use HJ21 to save on an ALA policy

See offer